/* ============================================================
   TaxWhizz — Premium Design System v17 (Colourful)
   Font: Plus Jakarta Sans (Google Fonts)
   ============================================================ */

/* ===== DESIGN TOKENS ===== */
:root {
  /* Colour: Primary Navy */
  --navy:        #0f1729;
  --navy-800:    #162032;
  --navy-700:    #1e2d45;
  --navy-600:    #263652;

  /* Colour: Royal Blue */
  --blue:        #1e5adc;
  --blue-light:  #3b7af0;
  --blue-dark:   #1447c0;
  --blue-50:     #eff6ff;
  --blue-100:    #dbeafe;

  /* Colour: Emerald accent */
  --emerald:     #059669;
  --emerald-lt:  #10b981;
  --emerald-50:  #ecfdf5;

  /* Supporting accents */
  --violet:      #7c3aed;
  --violet-50:   #f5f3ff;
  --cyan:        #0891b2;
  --cyan-50:     #ecfeff;
  --amber:       #d97706;
  --amber-50:    #fffbeb;

  /* Neutral scale */
  --white:       #ffffff;
  --off-white:   #f8fafc;
  --slate-50:    #f1f5f9;
  --slate-100:   #e2e8f0;
  --slate-200:   #cbd5e1;
  --slate-300:   #94a3b8;
  --slate-500:   #64748b;
  --slate-600:   #475569;
  --slate-700:   #334155;
  --slate-800:   #1e293b;
  --slate-900:   #0f172a;

  /* Semantic text */
  --text:        #1e293b;
  --text-sec:    #475569;
  --text-muted:  #94a3b8;

  /* Legacy compat aliases */
  --primary:        var(--blue);
  --primary-dark:   var(--blue-dark);
  --primary-light:  var(--blue-50);
  --dark:           #3d4046;
  --darker:         #2a2d32;
  --surface:        var(--white);
  --bg:             var(--off-white);
  --border:         var(--slate-100);
  --success:        var(--emerald);
  --white:          #ffffff;

  /* Radius */
  --r-sm:   8px;
  --r:      12px;
  --r-lg:   16px;
  --r-xl:   24px;
  --r-2xl:  32px;
  --radius: var(--r);

  /* Shadow */
  --s-sm:   0 1px 4px rgba(0,0,0,.06), 0 1px 2px rgba(0,0,0,.04);
  --s:      0 4px 16px rgba(0,0,0,.08), 0 2px 6px rgba(0,0,0,.04);
  --s-md:   0 8px 30px rgba(0,0,0,.10), 0 4px 12px rgba(0,0,0,.05);
  --s-lg:   0 16px 48px rgba(0,0,0,.12), 0 8px 20px rgba(0,0,0,.06);
  --s-blue: 0 8px 30px rgba(30,90,220,.18);
  --s-grn:  0 8px 30px rgba(5,150,105,.18);
  --shadow:       var(--s);
  --shadow-hover: var(--s-blue);

  /* Gradients */
  --g-blue:   linear-gradient(135deg,#1e5adc,#3b7af0);
  --g-navy:   linear-gradient(135deg,#0f1729,#1e2d45);
  --g-hero:   linear-gradient(135deg,#0f1729 0%,#162032 55%,#1e3a5f 100%);
  --g-em:     linear-gradient(135deg,#059669,#10b981);
  --g-viol:   linear-gradient(135deg,#7c3aed,#a855f7);
  --g-cta:    linear-gradient(135deg,#1447c0 0%,#1e5adc 50%,#3b7af0 100%);
}

/* ===== RESET ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  font-family: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}
a { color: var(--blue); text-decoration: none; transition: color .2s; }
a:hover { color: var(--blue-dark); }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }
button { font-family: inherit; }

/* ===== CONTAINER ===== */
.container {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ===== TOPBAR ===== */
.topbar {
  background: var(--navy);
  color: rgba(255,255,255,.65);
  font-size: 12.5px;
  padding: 9px 0;
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.topbar .container {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 12px;
  flex-wrap: wrap;
}
.topbar-left, .topbar-right {
  display: flex;
  align-items: center;
  gap: 20px;
}
.topbar a { color: rgba(255,255,255,.65); }
.topbar a:hover { color: var(--white); }
.topbar-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 500;
}
.topbar-item svg { width: 13px; height: 13px; flex-shrink: 0; opacity: .8; }
.topbar-cta {
  background: var(--g-blue);
  color: var(--white) !important;
  padding: 5px 16px;
  border-radius: 20px;
  font-weight: 700;
  font-size: 11.5px;
  letter-spacing: .3px;
  box-shadow: var(--s-blue);
  transition: opacity .2s, transform .2s;
}
.topbar-cta:hover { opacity: .9; transform: translateY(-1px); }
.social-links { display: flex; gap: 12px; }
.social-links a {
  color: rgba(255,255,255,.5);
  transition: color .2s;
}
.social-links a:hover { color: var(--white); }

/* ===== HEADER / NAV ===== */
.header {
  background: rgba(15,23,41,.97);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  position: sticky;
  top: 0;
  z-index: 1000;
  border-bottom: 1px solid rgba(255,255,255,.08);
  transition: box-shadow .3s;
}
.header.scrolled { box-shadow: 0 4px 32px rgba(0,0,0,.3); }
.header .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
  gap: 16px;
}
.logo img { height: 52px; width: auto; }

/* Nav links */
.nav { display: flex; align-items: center; }
.nav > ul { display: flex; align-items: center; gap: 0; }
.nav > ul > li { position: relative; }
.nav > ul > li > a {
  display: block;
  color: rgba(255,255,255,.82);
  padding: 26px 15px;
  font-size: 13.5px;
  font-weight: 600;
  letter-spacing: .2px;
  transition: color .2s;
  white-space: nowrap;
}
.nav > ul > li > a:hover,
.nav > ul > li:hover > a { color: var(--white); }
.nav > ul > li.has-dropdown > a::after {
  content: '';
  display: inline-block;
  width: 8px;
  height: 5px;
  margin-left: 5px;
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' fill='none' viewBox='0 0 10 6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='rgba(255,255,255,.7)' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") no-repeat center;
  background-size: contain;
  vertical-align: middle;
  transition: transform .2s;
}
.nav > ul > li.has-dropdown:hover > a::after { transform: rotate(180deg); }

/* Nav CTA */
.nav-cta {
  margin-left: 8px;
  padding: 10px 20px !important;
  background: var(--g-blue) !important;
  color: var(--white) !important;
  border-radius: var(--r) !important;
  font-weight: 700 !important;
  font-size: 13px !important;
  box-shadow: var(--s-blue);
  transition: opacity .2s, transform .2s !important;
}
.nav-cta:hover { opacity: .92 !important; transform: translateY(-1px) !important; }

/* Dropdown */
.dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  background: var(--white);
  min-width: 240px;
  border-radius: var(--r-lg);
  box-shadow: var(--s-lg);
  border: 1px solid var(--slate-100);
  overflow: hidden;
  z-index: 100;
}
.nav > ul > li:hover > .dropdown { display: block; }
.dropdown a {
  display: block;
  padding: 10px 18px;
  color: var(--text);
  font-size: 13.5px;
  font-weight: 500;
  border-bottom: 1px solid var(--slate-50);
  transition: background .15s, color .15s, padding-left .15s;
}
.dropdown a:hover {
  background: var(--blue-50);
  color: var(--blue);
  padding-left: 22px;
}
.dropdown li:last-child a { border-bottom: none; }
.dropdown .has-sub { position: relative; }
.dropdown .has-sub > a::after { content: '›'; float: right; font-size: 18px; opacity: .5; }
.sub-dropdown {
  display: none;
  position: absolute;
  left: 100%;
  top: -4px;
  background: var(--white);
  min-width: 230px;
  border-radius: var(--r-lg);
  box-shadow: var(--s-lg);
  border: 1px solid var(--slate-100);
  overflow: hidden;
}
.dropdown .has-sub:hover > .sub-dropdown { display: block; }

/* Mobile toggle */
.nav-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 8px;
  background: none;
  border: none;
}
.nav-toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all .3s;
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 13px 28px;
  border-radius: var(--r);
  font-weight: 700;
  font-size: 14.5px;
  cursor: pointer;
  border: none;
  transition: all .25s;
  text-align: center;
  white-space: nowrap;
  line-height: 1;
}
.btn-primary {
  background: var(--g-blue);
  color: var(--white);
  box-shadow: var(--s-blue);
}
.btn-primary:hover {
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 12px 36px rgba(30,90,220,.28);
}
.btn-outline {
  background: transparent;
  color: var(--white);
  border: 1.5px solid rgba(255,255,255,.35);
}
.btn-outline:hover {
  background: rgba(255,255,255,.08);
  border-color: rgba(255,255,255,.7);
  color: var(--white);
}
.btn-white {
  background: var(--white);
  color: var(--blue);
  box-shadow: var(--s);
}
.btn-white:hover {
  background: var(--blue-50);
  color: var(--blue-dark);
  transform: translateY(-1px);
}
.btn-ghost {
  background: transparent;
  color: var(--blue);
  border: 1.5px solid var(--blue);
}
.btn-ghost:hover {
  background: var(--blue);
  color: var(--white);
}
.btn-emerald {
  background: var(--g-em);
  color: var(--white);
  box-shadow: var(--s-grn);
}
.btn-emerald:hover { transform: translateY(-2px); color: var(--white); }
.btn-sm  { padding: 9px 20px; font-size: 13px; border-radius: var(--r-sm); }
.btn-lg  { padding: 16px 36px; font-size: 16px; border-radius: var(--r-lg); }
.btn-xl  { padding: 18px 44px; font-size: 17px; border-radius: var(--r-lg); }

/* ===== SECTION ===== */
.section { padding: 88px 0; background: var(--white); }
.section-sm { padding: 48px 0; }
.section-dark { background: var(--navy); color: var(--white); }
.section-navy { background: var(--navy-800); color: var(--white); }
.section-gray { background: var(--off-white); }
.section-slate { background: var(--slate-50); }
.section-primary { background: var(--g-cta); color: var(--white); }

.section-header { text-align: center; margin-bottom: 60px; }
.section-label {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--blue);
  margin-bottom: 14px;
  background: var(--blue-50);
  padding: 6px 14px;
  border-radius: 20px;
  border: 1px solid var(--blue-100);
}
.section-label::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--blue);
  border-radius: 50%;
}
.section-dark .section-label,
.section-navy .section-label {
  background: rgba(59,122,240,.2);
  border-color: rgba(59,122,240,.3);
  color: #93c5fd;
}
.section-dark .section-label::before,
.section-navy .section-label::before { background: #93c5fd; }

.section-header h2 {
  font-size: clamp(26px, 4vw, 42px);
  font-weight: 800;
  color: var(--navy);
  line-height: 1.2;
  letter-spacing: -0.5px;
  margin-bottom: 16px;
}
.section-dark .section-header h2,
.section-navy .section-header h2,
.section-primary .section-header h2 { color: var(--white); }
.section-header p {
  color: var(--text-sec);
  max-width: 640px;
  margin: 0 auto;
  font-size: 17px;
  line-height: 1.7;
}
.section-dark .section-header p,
.section-navy .section-header p,
.section-primary .section-header p { color: rgba(255,255,255,.78); }

/* ===== HERO ===== */
.hero {
  background: var(--g-hero);
  position: relative;
  overflow: hidden;
  padding: 96px 0 80px;
  color: var(--white);
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 800px 600px at 80% -10%, rgba(30,90,220,.25) 0%, transparent 70%),
    radial-gradient(ellipse 600px 400px at -10% 80%, rgba(5,150,105,.15) 0%, transparent 70%);
  pointer-events: none;
}
.hero::after {
  content: '';
  position: absolute;
  top: 0; right: 0;
  width: 50%;
  height: 100%;
  background: url("data:image/svg+xml,%3Csvg width='400' height='400' viewBox='0 0 400 400' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%231e5adc' fill-opacity='0.04'%3E%3Cpath d='M200 0L400 200L200 400L0 200z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E") repeat center;
  pointer-events: none;
  opacity: .5;
}
.hero-content {
  position: relative;
  z-index: 1;
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(30,90,220,.15);
  border: 1px solid rgba(59,122,240,.3);
  color: #93c5fd;
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  padding: 7px 18px;
  border-radius: 20px;
  margin-bottom: 24px;
}
.hero-badge::before {
  content: '';
  width: 6px; height: 6px;
  background: #4ade80;
  border-radius: 50%;
  box-shadow: 0 0 6px #4ade80;
  animation: pulse 2s infinite;
}
@keyframes pulse {
  0%,100% { opacity:1; transform:scale(1); }
  50% { opacity:.6; transform:scale(.85); }
}
.hero h1 {
  font-size: clamp(32px, 5.5vw, 60px);
  font-weight: 800;
  line-height: 1.1;
  letter-spacing: -1px;
  margin-bottom: 20px;
  color: var(--white);
}
.hero h1 span {
  background: linear-gradient(90deg, #60a5fa, #3b7af0);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-sub {
  font-size: clamp(15px, 2vw, 18px);
  color: rgba(255,255,255,.78);
  max-width: 580px;
  margin: 0 auto 32px;
  line-height: 1.7;
}
.hero-btns {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 36px;
}
.hero-trust {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 56px;
  font-size: 13px;
  color: rgba(255,255,255,.65);
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-weight: 600;
}
.hero-trust-item svg {
  width: 15px; height: 15px;
  color: #4ade80;
  flex-shrink: 0;
}

/* Hero calculator glass card */
.hero-calc {
  max-width: 620px;
  margin: 0 auto;
  background: rgba(255,255,255,.07);
  border: 1px solid rgba(255,255,255,.13);
  border-radius: var(--r-xl);
  padding: 28px 32px;
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
}
.hero-calc-title {
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #93c5fd;
  margin-bottom: 18px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.hero-calc-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-bottom: 14px;
}
.hero-calc-label {
  font-size: 11.5px;
  color: rgba(255,255,255,.55);
  font-weight: 600;
  display: block;
  margin-bottom: 6px;
  letter-spacing: .3px;
}
.hero-calc input.form-input {
  background: rgba(255,255,255,.1);
  border: 1px solid rgba(255,255,255,.18);
  color: var(--white);
  border-radius: var(--r);
}
.hero-calc input.form-input::placeholder { color: rgba(255,255,255,.4); }
.hero-calc input.form-input:focus {
  background: rgba(255,255,255,.15);
  border-color: rgba(59,122,240,.7);
  box-shadow: 0 0 0 3px rgba(59,122,240,.2);
  outline: none;
}

/* Hero stats */
.hero-stats {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  gap: 1px;
  background: rgba(255,255,255,.06);
  border-radius: var(--r-xl);
  overflow: hidden;
  border: 1px solid rgba(255,255,255,.08);
}
.hero-stat {
  text-align: center;
  padding: 28px 16px;
  background: rgba(255,255,255,.04);
  transition: background .2s;
}
.hero-stat:hover { background: rgba(255,255,255,.07); }
.hero-stat-num {
  font-size: clamp(28px, 4vw, 40px);
  font-weight: 800;
  color: var(--white);
  letter-spacing: -1px;
  line-height: 1;
  display: block;
}
.hero-stat-num span { color: #60a5fa; }
.hero-stat-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  color: rgba(255,255,255,.5);
  margin-top: 6px;
}

/* ===== SERVICE CARDS ===== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 20px;
}
.service-card {
  background: var(--white);
  border: 1px solid var(--slate-100);
  border-radius: var(--r-lg);
  padding: 28px;
  transition: all .3s;
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  min-height: 280px;
}
.service-card::after {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--g-blue);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .3s;
}
.service-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--s-lg);
  border-color: var(--blue-100);
}
.service-card:hover::after { transform: scaleX(1); }
.service-icon {
  width: 56px; height: 56px;
  background: var(--blue-50);
  border-radius: var(--r);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  flex-shrink: 0;
  transition: background .3s;
}
.service-card:hover .service-icon { background: var(--g-blue); }
.service-icon svg { width: 26px; height: 26px; color: var(--blue); transition: color .3s; }
.service-card:hover .service-icon svg { color: var(--white); }
.service-card h3 {
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
  line-height: 1.3;
}
.service-card p {
  color: var(--text-sec);
  font-size: 14px;
  line-height: 1.7;
  flex: 1;
}
.service-card .card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 20px;
  font-weight: 700;
  font-size: 13.5px;
  color: var(--blue);
  transition: gap .2s;
}
.service-card .card-link:hover { gap: 10px; color: var(--blue-dark); }

/* ===== STATS STRIP ===== */
.stats-strip {
  background: var(--g-navy);
  position: relative;
  overflow: hidden;
}
.stats-strip::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 600px 400px at 50% 50%, rgba(30,90,220,.12) 0%, transparent 70%);
}
.stats-grid {
  display: grid;
  grid-template-columns: repeat(4,1fr);
  position: relative;
  z-index: 1;
}
.stat-item {
  text-align: center;
  padding: 52px 24px;
  border-right: 1px solid rgba(255,255,255,.07);
  position: relative;
  transition: background .25s;
}
.stat-item:last-child { border-right: none; }
.stat-item:hover { background: rgba(255,255,255,.04); }
.stat-number {
  font-size: clamp(38px, 5vw, 56px);
  font-weight: 800;
  background: linear-gradient(135deg, #fff 30%, #93c5fd);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  display: block;
  letter-spacing: -2px;
}
.stat-label {
  font-size: 11px;
  text-transform: uppercase;
  letter-spacing: 2px;
  color: rgba(255,255,255,.5);
  margin-top: 10px;
  font-weight: 700;
}

/* ===== TWO-COL ===== */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.two-col-text h2 {
  font-size: clamp(24px, 3.5vw, 36px);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 16px;
  letter-spacing: -.5px;
  line-height: 1.2;
}
.two-col-text .section-label { margin-bottom: 12px; }
.two-col-text p { color: var(--text-sec); line-height: 1.8; margin-bottom: 14px; font-size: 15.5px; }
.two-col-text .btn { margin-top: 12px; }

/* Feature list (used in two-col) */
.feature-list {
  background: linear-gradient(135deg, var(--blue-50), #f0f7ff);
  border: 1px solid var(--blue-100);
  border-radius: var(--r-xl);
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.feature-item {
  display: flex;
  align-items: center;
  gap: 12px;
  background: var(--white);
  border-radius: var(--r);
  padding: 12px 16px;
  box-shadow: var(--s-sm);
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  transition: box-shadow .2s;
}
.feature-item:hover { box-shadow: var(--s); }
.feature-item svg { width: 16px; height: 16px; color: var(--emerald); flex-shrink: 0; }

/* ===== WHY CHOOSE US ===== */
.why-grid { display: grid; grid-template-columns: repeat(2,1fr); gap: 12px; }
.why-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 18px 20px;
  border-radius: var(--r-lg);
  background: var(--white);
  border: 1px solid var(--slate-100);
  transition: all .25s;
}
.why-item:hover {
  border-color: var(--blue-100);
  box-shadow: 0 4px 20px rgba(30,90,220,.07);
  transform: translateX(3px);
}
.why-check {
  width: 28px; height: 28px;
  background: var(--g-em);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
  box-shadow: 0 3px 10px rgba(5,150,105,.3);
}
.why-check svg { width: 13px; height: 13px; color: white; }
.why-item p {
  font-size: 14px;
  color: var(--text);
  font-weight: 500;
  line-height: 1.55;
}

/* ===== PROCESS ===== */
.process-grid {
  display: grid;
  grid-template-columns: repeat(5,1fr);
  gap: 20px;
  position: relative;
}
.process-grid::before {
  content: '';
  position: absolute;
  top: 28px;
  left: 12%; right: 12%;
  height: 2px;
  background: linear-gradient(90deg, var(--blue) 0%, var(--emerald) 100%);
  z-index: 0;
  opacity: .3;
}
.process-step { text-align: center; position: relative; z-index: 1; }
.process-num {
  width: 58px; height: 58px;
  background: var(--g-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 22px;
  font-weight: 800;
  color: white;
  margin: 0 auto 16px;
  box-shadow: var(--s-blue);
  border: 3px solid var(--white);
  outline: 2px solid var(--blue);
}
.process-step h3 {
  font-size: 14px;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
  letter-spacing: .2px;
}
.process-step p { font-size: 13px; color: var(--text-sec); line-height: 1.6; }

/* ===== CALC GRID ===== */
.calc-grid { display: grid; grid-template-columns: repeat(auto-fill,minmax(185px,1fr)); gap: 16px; }
.calc-card {
  background: var(--white);
  border: 1.5px solid var(--slate-100);
  border-radius: var(--r-lg);
  padding: 28px 18px 24px;
  text-align: center;
  transition: all .25s;
  display: flex;
  flex-direction: column;
  align-items: center;
  min-height: 140px;
  justify-content: center;
  color: var(--text);
}
.calc-card:hover {
  border-color: var(--blue);
  box-shadow: 0 8px 28px rgba(30,90,220,.14);
  transform: translateY(-5px);
  color: var(--text);
}
.calc-card svg {
  width: 34px; height: 34px;
  color: var(--blue);
  margin-bottom: 12px;
}
.calc-card h3 {
  font-size: 13.5px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.35;
}

/* ===== TESTIMONIALS ===== */
.testimonials-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; }
.testimonial-card {
  background: var(--white);
  border-radius: var(--r-xl);
  padding: 28px;
  box-shadow: var(--s);
  border: 1px solid var(--slate-100);
  position: relative;
  transition: all .25s;
  display: flex;
  flex-direction: column;
  min-height: 260px;
}
.testimonial-card::before {
  content: '\201C';
  position: absolute;
  top: 14px; right: 22px;
  font-size: 64px;
  color: var(--blue-100);
  font-family: Georgia, serif;
  line-height: 1;
  pointer-events: none;
}
.testimonial-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--s-md);
  border-color: var(--blue-100);
}
.testimonial-stars {
  color: #f59e0b;
  font-size: 15px;
  letter-spacing: 2px;
  margin-bottom: 14px;
}
.testimonial-text {
  font-size: 14px;
  color: var(--text-sec);
  line-height: 1.75;
  font-style: italic;
  flex: 1;
  margin-bottom: 20px;
}
.testimonial-author { display: flex; align-items: center; gap: 12px; margin-top: auto; }
.testimonial-avatar {
  width: 44px; height: 44px;
  background: var(--g-blue);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  color: white;
  font-size: 16px;
  flex-shrink: 0;
  box-shadow: var(--s-blue);
}
.testimonial-name { font-weight: 700; color: var(--navy); font-size: 14.5px; }
.testimonial-role { font-size: 12px; color: var(--text-muted); text-transform: uppercase; letter-spacing: .8px; margin-top: 2px; }

/* ===== CTA BANNER ===== */
.cta-banner {
  text-align: center;
  padding: 24px 0;
  position: relative;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 700px 400px at 50% 50%, rgba(255,255,255,.08) 0%, transparent 70%);
  pointer-events: none;
}
.cta-banner h2 {
  font-size: clamp(26px, 4.5vw, 44px);
  font-weight: 800;
  margin-bottom: 14px;
  letter-spacing: -.5px;
  line-height: 1.15;
  color: var(--white);
}
.cta-banner p {
  font-size: 18px;
  opacity: .85;
  margin-bottom: 32px;
  max-width: 580px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.6;
  color: rgba(255,255,255,.85);
}
.cta-phone {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-size: clamp(24px, 4vw, 34px);
  font-weight: 800;
  color: var(--white);
  margin-bottom: 28px;
  letter-spacing: -.5px;
}
.cta-phone svg { width: 28px; height: 28px; }
.cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ===== FORM ===== */
.form-group { margin-bottom: 20px; }
.form-label { display: block; font-size: 13.5px; font-weight: 700; color: var(--navy); margin-bottom: 7px; }
.form-input, .form-select, .form-textarea {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--slate-200);
  border-radius: var(--r);
  font-size: 14.5px;
  color: var(--text);
  transition: border-color .2s, box-shadow .2s;
  font-family: inherit;
  background: var(--white);
  -webkit-appearance: none;
}
.form-input:focus, .form-select:focus, .form-textarea:focus {
  outline: none;
  border-color: var(--blue);
  box-shadow: 0 0 0 3px rgba(30,90,220,.1);
}
.form-textarea { resize: vertical; min-height: 120px; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-card {
  background: var(--white);
  border-radius: var(--r-xl);
  padding: 36px;
  box-shadow: var(--s-md);
  border: 1px solid var(--slate-100);
}

/* ===== CONTACT ===== */
.contact-grid { display: grid; grid-template-columns: 1fr 1.5fr; gap: 60px; align-items: start; }
.contact-info h2 { font-size: 30px; font-weight: 800; color: var(--navy); margin-bottom: 14px; letter-spacing: -.5px; }
.contact-info > p { color: var(--text-sec); line-height: 1.8; margin-bottom: 28px; }
.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  margin-bottom: 18px;
  padding: 16px;
  border-radius: var(--r-lg);
  background: var(--off-white);
  border: 1px solid var(--slate-100);
}
.contact-detail-icon {
  width: 44px; height: 44px;
  background: var(--blue-50);
  border-radius: var(--r);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.contact-detail-icon svg { width: 20px; height: 20px; color: var(--blue); }
.contact-detail h4 { font-size: 12px; color: var(--text-muted); font-weight: 700; text-transform: uppercase; letter-spacing: .8px; margin-bottom: 3px; }
.contact-detail p { color: var(--navy); font-weight: 600; margin: 0; font-size: 15px; }

/* ===== FOOTER ===== */
.footer { background: var(--navy); color: rgba(255,255,255,.75); padding: 72px 0 0; }
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 44px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.07);
}
.footer-brand img { height: 48px; margin-bottom: 18px; }
.footer-brand p { font-size: 14px; line-height: 1.8; color: rgba(255,255,255,.55); margin-bottom: 22px; max-width: 320px; }
.footer-social { display: flex; gap: 10px; }
.footer-social a {
  width: 38px; height: 38px;
  border: 1px solid rgba(255,255,255,.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,.55);
  transition: all .2s;
}
.footer-social a:hover {
  background: var(--blue);
  border-color: var(--blue);
  color: white;
  transform: translateY(-2px);
}
.footer-social svg { width: 15px; height: 15px; }
.footer-col h4 {
  font-size: 14px;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 20px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--blue);
  display: inline-block;
  letter-spacing: .2px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 8px; }
.footer-col ul li a {
  color: rgba(255,255,255,.55);
  font-size: 13.5px;
  font-weight: 500;
  transition: all .2s;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.footer-col ul li a:hover { color: var(--white); padding-left: 4px; }
.footer-bottom {
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  color: rgba(255,255,255,.35);
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom a { color: rgba(255,255,255,.35); }
.footer-bottom a:hover { color: rgba(255,255,255,.75); }

/* ===== BLOG SLIDER ===== */
.slider-wrap { position: relative; overflow: hidden; padding-bottom: 52px; }
.slider-track {
  display: flex;
  gap: 22px;
  padding: 8px calc((100vw - 1200px)/2);
  overflow-x: scroll;
  scroll-snap-type: x mandatory;
  scroll-behavior: smooth;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.slider-track::-webkit-scrollbar { display: none; }
@media(max-width:1260px) { .slider-track { padding-left: 24px; padding-right: 24px; } }
.slide-card {
  flex: 0 0 300px;
  scroll-snap-align: start;
  background: var(--white);
  border: 1px solid var(--slate-100);
  border-radius: var(--r-xl);
  overflow: hidden;
  text-decoration: none;
  transition: transform .25s, box-shadow .25s;
  display: flex;
  flex-direction: column;
}
.slide-card:hover { transform: translateY(-5px); box-shadow: var(--s-md); }
.slide-img {
  height: 190px;
  background-size: cover;
  background-position: center;
  position: relative;
  flex-shrink: 0;
}
.slide-badge {
  position: absolute;
  top: 14px; left: 14px;
  background: var(--g-blue);
  color: #fff;
  font-size: 11px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: 20px;
  text-transform: uppercase;
  letter-spacing: .5px;
}
.slide-body { padding: 20px; flex: 1; display: flex; flex-direction: column; gap: 8px; }
.slide-body h3 {
  font-size: 14.5px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.45;
  margin: 0;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.slide-body p {
  font-size: 13px;
  color: var(--text-sec);
  line-height: 1.6;
  flex: 1;
  margin: 0;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.slide-link { font-size: 13px; font-weight: 700; color: var(--blue); }
.slider-btn {
  position: absolute;
  top: calc(50% - 26px);
  transform: translateY(-50%);
  background: var(--white);
  border: 1px solid var(--slate-200);
  border-radius: 50%;
  width: 46px; height: 46px;
  font-size: 24px;
  cursor: pointer;
  z-index: 10;
  box-shadow: var(--s);
  color: var(--navy);
  transition: all .2s;
  display: flex;
  align-items: center;
  justify-content: center;
}
.slider-btn:hover { background: var(--blue); color: #fff; border-color: var(--blue); }
.slider-prev { left: 14px; }
.slider-next { right: 14px; }
.slider-dots { display: flex; gap: 7px; justify-content: center; position: absolute; bottom: 14px; left: 0; right: 0; }
.slider-dot { width: 7px; height: 7px; border-radius: 50%; background: var(--slate-200); border: none; cursor: pointer; padding: 0; transition: all .2s; }
.slider-dot.active { background: var(--blue); width: 22px; border-radius: 4px; }

/* ===== PAGE HERO ===== */
.page-hero {
  background: var(--g-hero);
  padding: 56px 0;
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 700px 400px at 80% 50%, rgba(30,90,220,.2) 0%, transparent 70%);
}
.page-hero .container { position: relative; z-index: 1; }
.page-hero h1 { font-size: clamp(26px, 4.5vw, 44px); font-weight: 800; margin-bottom: 10px; letter-spacing: -.5px; }
.page-hero p { color: rgba(255,255,255,.75); font-size: 16px; max-width: 560px; }
.breadcrumb {
  display: flex;
  gap: 6px;
  align-items: center;
  font-size: 13px;
  color: rgba(255,255,255,.45);
  margin-top: 14px;
  flex-wrap: wrap;
}
.breadcrumb a { color: rgba(255,255,255,.45); }
.breadcrumb a:hover { color: rgba(255,255,255,.8); }
.breadcrumb span { color: #93c5fd; font-weight: 600; }
.breadcrumb .sep { opacity: .4; }

/* ===== BADGE / PILL ===== */
.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: 20px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: .4px;
  text-transform: uppercase;
}
.badge-blue { background: var(--blue-50); color: var(--blue); }
.badge-green { background: var(--emerald-50); color: var(--emerald); }
.badge-violet { background: var(--violet-50); color: var(--violet); }

/* ===== GRIDS ===== */
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 24px; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 20px; }

/* ===== CALCULATOR WIDGET ===== */
.calc-widget {
  background: var(--white);
  border-radius: var(--r-xl);
  padding: 32px;
  box-shadow: var(--s-md);
  border: 1px solid var(--slate-100);
}
.calc-result {
  background: var(--g-blue);
  color: white;
  border-radius: var(--r-lg);
  padding: 24px;
  text-align: center;
  margin-top: 22px;
}
.calc-result-num { font-size: 40px; font-weight: 800; letter-spacing: -1px; }
.calc-result-label { font-size: 13px; opacity: .85; margin-top: 4px; font-weight: 600; }
.range-input { width: 100%; accent-color: var(--blue); cursor: pointer; }

/* ===== WHATSAPP FLOAT ===== */
.whatsapp-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 999;
  width: 56px; height: 56px;
  background: #25d366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,.4);
  transition: transform .2s;
}
.whatsapp-float:hover { transform: scale(1.1); }
.whatsapp-float svg { width: 28px; height: 28px; color: white; }

/* ===== UTILITIES ===== */
.text-center { text-align: center; }
.text-navy { color: var(--navy); }
.text-blue { color: var(--blue); }
.text-emerald { color: var(--emerald); }
.fw-700 { font-weight: 700; }
.fw-800 { font-weight: 800; }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-40 { margin-top: 40px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.d-flex { display: flex; }
.align-center { align-items: center; }
.gap-12 { gap: 12px; }
.gap-16 { gap: 16px; }
.justify-center { justify-content: center; }
.flex-wrap { flex-wrap: wrap; }

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
  .process-grid { grid-template-columns: repeat(3,1fr); }
  .process-grid::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .two-col { gap: 40px; }
  .stats-grid { grid-template-columns: repeat(2,1fr); }
  .hero-stats { grid-template-columns: repeat(2,1fr); }
}

@media (max-width: 768px) {
  .nav { display: none; }
  .nav.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 72px; left: 0; right: 0;
    background: var(--navy-800);
    border-top: 1px solid rgba(255,255,255,.08);
    padding: 12px 0 20px;
    z-index: 999;
    box-shadow: 0 16px 40px rgba(0,0,0,.3);
  }
  .nav.open > ul { flex-direction: column; gap: 0; }
  .nav.open > ul > li > a {
    padding: 14px 24px;
    border-bottom: 1px solid rgba(255,255,255,.05);
    color: rgba(255,255,255,.85);
  }
  .nav.open > ul > li > a::after { display: none; }
  .dropdown { position: static; box-shadow: none; border: none; background: rgba(0,0,0,.2); border-radius: 0; }
  .nav-toggle { display: flex; }
  .nav-cta { display: none; }
  .topbar .topbar-right { display: none; }
  .topbar-left { flex-wrap: wrap; gap: 10px; }
  .hero { padding: 60px 0 52px; }
  .hero-calc-grid { grid-template-columns: 1fr; }
  .hero-stats { grid-template-columns: repeat(2,1fr); border-radius: var(--r-lg); }
  .two-col { grid-template-columns: 1fr; gap: 32px; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .why-grid { grid-template-columns: 1fr; }
  .process-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: 32px; }
  .form-row { grid-template-columns: 1fr; }
  .section { padding: 60px 0; }
  .section-header { margin-bottom: 40px; }
  .hero-btns { flex-direction: column; align-items: center; }
  .cta-btns { flex-direction: column; align-items: center; }
}

@media (max-width: 480px) {
  .hero-stats { grid-template-columns: repeat(2,1fr); }
  .stat-item { padding: 32px 12px; }
  .services-grid { grid-template-columns: 1fr; }
  .calc-grid { grid-template-columns: repeat(2,1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* ===== ANIMATIONS ===== */
@media (prefers-reduced-motion: no-preference) {
  .fade-up {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity .6s ease, transform .6s ease;
  }
  .fade-up.visible { opacity: 1; transform: translateY(0); }
}
@media (prefers-reduced-motion: reduce) {
  .fade-up { opacity: 1; transform: none; }
  * { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}

/* ===== COLOURFUL ENHANCEMENTS v18 ===== */

/* ---- SECTION BACKGROUNDS ---- */
/* Services: soft blue-tinted */
.section-services { background: linear-gradient(160deg,#f0f7ff 0%,#e8f4ff 50%,#f5f0ff 100%); }
/* Tax Planning: warm white with left emerald glow */
.section-taxplan { background: linear-gradient(135deg,#f0fdf7 0%,#ffffff 60%,#fefce8 100%); }
/* Why Choose Us: deep indigo — white text */
.section-why {
  background: linear-gradient(145deg,#0f0a2e 0%,#1a1050 50%,#0d1b4e 100%);
  color: white;
}
/* Process: amber/warm */
.section-process { background: linear-gradient(135deg,#fffbf0 0%,#fff7e6 60%,#fef3c7 100%); }
/* Calculators: dark teal */
.section-calcs {
  background: linear-gradient(145deg,#042f2e 0%,#064e3b 50%,#065f46 100%);
  color: white;
}
/* Testimonials: soft lavender */
.section-testimonials { background: linear-gradient(135deg,#fdf4ff 0%,#ede9fe 50%,#f0f9ff 100%); }
/* Blog: slate */
.section-blog { background: linear-gradient(135deg,#f8fafc 0%,#f1f5f9 100%); }

/* Section label overrides for dark sections */
.section-why .section-label {
  background: rgba(255,255,255,.12);
  border-color: rgba(255,255,255,.2);
  color: #a5b4fc;
}
.section-why .section-label::before { background: #a5b4fc; }
.section-why .section-header h2 { color: white; }
.section-why .section-header p { color: rgba(255,255,255,.7); }

.section-calcs .section-label {
  background: rgba(255,255,255,.12);
  border-color: rgba(255,255,255,.2);
  color: #6ee7b7;
}
.section-calcs .section-label::before { background: #6ee7b7; }
.section-calcs .section-header h2 { color: white; }
.section-calcs .section-header p { color: rgba(255,255,255,.7); }

/* ===== MODERN WHY-ITEM (glass cards on dark) ===== */
.section-why .why-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; }
.section-why .why-item {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: var(--r-lg);
  padding: 22px 20px;
  transition: all .3s;
  backdrop-filter: blur(8px);
}
.section-why .why-item:hover {
  background: rgba(255,255,255,.12);
  border-color: rgba(165,180,252,.4);
  transform: translateY(-4px);
  box-shadow: 0 12px 36px rgba(0,0,0,.3);
}
.section-why .why-item p { color: rgba(255,255,255,.85); font-size: 13.5px; }

/* ===== MODERN CALC CARDS (on dark bg) ===== */
.section-calcs .calc-card {
  background: rgba(255,255,255,.08);
  border-color: rgba(255,255,255,.12);
  color: white;
}
.section-calcs .calc-card h3 { color: white; }
.section-calcs .calc-card svg { color: #6ee7b7; }
.section-calcs .calc-card:hover {
  background: rgba(255,255,255,.15);
  border-color: rgba(110,231,183,.5);
  box-shadow: 0 8px 28px rgba(0,0,0,.3);
  color: white;
}
.section-calcs .calc-card:nth-child(1):hover,
.section-calcs .calc-card:nth-child(2):hover,
.section-calcs .calc-card:nth-child(3):hover,
.section-calcs .calc-card:nth-child(4):hover,
.section-calcs .calc-card:nth-child(5):hover,
.section-calcs .calc-card:nth-child(6):hover,
.section-calcs .calc-card:nth-child(7):hover,
.section-calcs .calc-card:nth-child(8):hover {
  border-color: rgba(110,231,183,.5);
  box-shadow: 0 8px 28px rgba(0,0,0,.3);
}
.section-calcs .calc-card:nth-child(1) svg,
.section-calcs .calc-card:nth-child(2) svg,
.section-calcs .calc-card:nth-child(3) svg,
.section-calcs .calc-card:nth-child(4) svg,
.section-calcs .calc-card:nth-child(5) svg,
.section-calcs .calc-card:nth-child(6) svg,
.section-calcs .calc-card:nth-child(7) svg,
.section-calcs .calc-card:nth-child(8) svg { color: #6ee7b7; }

/* ===== MODERN PROCESS (amber bg) ===== */
.section-process .section-label { background: #fef3c7; border-color: #fcd34d; color: #92400e; }
.section-process .section-label::before { background: #d97706; }
.section-process .section-header h2 { color: #78350f; }
.section-process .section-header p { color: #92400e; }
.section-process .process-step h3 { color: #78350f; }
.section-process .process-step p { color: #92400e; }

/* ===== MODERN TESTIMONIALS (lavender bg) ===== */
.section-testimonials .section-label { background: #ede9fe; border-color: #c4b5fd; color: #6d28d9; }
.section-testimonials .section-label::before { background: #7c3aed; }
.section-testimonials .testimonial-card { background: white; }

/* ===== MODERN TRANSITIONS & EFFECTS ===== */

/* Animated underline on nav items */
.nav > ul > li > a {
  position: relative;
}
.nav > ul > li > a::before {
  content: '';
  position: absolute;
  bottom: 20px; left: 15px; right: 15px;
  height: 2px;
  background: linear-gradient(90deg,#3b7af0,#34d399);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .25s ease;
  border-radius: 2px;
}
.nav > ul > li > a:hover::before { transform: scaleX(1); }

/* Service card: slide-up content on hover */
.service-card { overflow: hidden; }
.service-card .card-link {
  transform: translateY(4px);
  opacity: .7;
  transition: all .3s;
}
.service-card:hover .card-link {
  transform: translateY(0);
  opacity: 1;
}

/* Why item: glowing check icon */
.section-why .why-check {
  box-shadow: 0 4px 16px rgba(0,0,0,.4);
  flex-shrink: 0;
}

/* Process: shimmer on hover num */
.process-num {
  transition: transform .3s, box-shadow .3s;
}
.process-step:hover .process-num {
  transform: scale(1.12) rotate(-3deg);
  box-shadow: 0 12px 32px rgba(0,0,0,.25);
}

/* Testimonial: coloured top border on hover */
.testimonial-card {
  border-top: 3px solid transparent;
  transition: border-color .3s, transform .25s, box-shadow .25s;
}
.testimonial-card:nth-child(1):hover { border-top-color: #1e5adc; }
.testimonial-card:nth-child(2):hover { border-top-color: #059669; }
.testimonial-card:nth-child(3):hover { border-top-color: #7c3aed; }
.testimonial-card:nth-child(4):hover { border-top-color: #0891b2; }
.testimonial-card:nth-child(5):hover { border-top-color: #ea580c; }
.testimonial-card:nth-child(6):hover { border-top-color: #e11d48; }

/* Stat items: glow on hover */
.stat-item { transition: background .25s; }
.stat-item:hover { background: rgba(255,255,255,.06); }

/* Section transitions — smooth reveal lines */
.section-services,
.section-taxplan,
.section-why,
.section-process,
.section-calcs,
.section-testimonials,
.section-blog { position: relative; }

/* Decorative top edge line */
.section-why::before {
  content: '';
  position: absolute;
  top: 0; left: 10%; right: 10%;
  height: 1px;
  background: linear-gradient(90deg,transparent,rgba(165,180,252,.5),transparent);
}
.section-calcs::before {
  content: '';
  position: absolute;
  top: 0; left: 10%; right: 10%;
  height: 1px;
  background: linear-gradient(90deg,transparent,rgba(110,231,183,.4),transparent);
}
.section-calcs { position: relative; }

/* Blog section: card hover glow */
.slide-card:hover { box-shadow: 0 16px 48px rgba(0,0,0,.14); }

/* CTA: pulsing phone number */
.cta-phone {
  animation: phonePulse 3s ease-in-out infinite;
}
@keyframes phonePulse {
  0%,100% { opacity:1; }
  50% { opacity:.85; }
}

/* Buttons: shine sweep on hover */
.btn-primary { overflow: hidden; position: relative; }
.btn-primary::after {
  content: '';
  position: absolute;
  top: 0; left: -100%;
  width: 60%; height: 100%;
  background: linear-gradient(90deg,transparent,rgba(255,255,255,.2),transparent);
  transform: skewX(-20deg);
  transition: left .5s;
}
.btn-primary:hover::after { left: 150%; }

/* Why grid responsive override */
@media (max-width: 900px) {
  .section-why .why-grid { grid-template-columns: repeat(2,1fr); }
}
@media (max-width: 600px) {
  .section-why .why-grid { grid-template-columns: 1fr; }
}

/* Hero: vivid gradient + colourful trust items */
.hero {
  background: linear-gradient(145deg,#0a0f2e 0%,#0d1b3e 40%,#0f2a55 75%,#0e3060 100%);
}
.hero::before {
  background:
    radial-gradient(ellipse 700px 500px at 85% -5%, rgba(99,102,241,.3) 0%, transparent 65%),
    radial-gradient(ellipse 500px 400px at -5% 90%, rgba(16,185,129,.2) 0%, transparent 65%),
    radial-gradient(ellipse 400px 300px at 50% 110%, rgba(245,158,11,.12) 0%, transparent 65%);
}
.hero h1 span {
  background: linear-gradient(90deg,#34d399,#60a5fa,#a78bfa);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hero-trust-item svg { color: #34d399; }
.hero-stat-num span { color: #34d399; }

/* Colourful section-label pills */
.section-label { background: linear-gradient(135deg,#eff6ff,#f0fdf4); border-color: var(--blue-100); }

/* ===== PER-CARD COLOUR SYSTEM ===== */
/* Each service card gets a unique accent via nth-child */
.service-card:nth-child(1) .service-icon { background: #eff6ff; }
.service-card:nth-child(1) .service-icon svg { color: #1e5adc; }
.service-card:nth-child(1)::after { background: linear-gradient(90deg,#1e5adc,#3b7af0); }
.service-card:nth-child(1):hover .service-icon { background: linear-gradient(135deg,#1e5adc,#3b7af0); }

.service-card:nth-child(2) .service-icon { background: #ecfdf5; }
.service-card:nth-child(2) .service-icon svg { color: #059669; }
.service-card:nth-child(2)::after { background: linear-gradient(90deg,#059669,#10b981); }
.service-card:nth-child(2):hover .service-icon { background: linear-gradient(135deg,#059669,#10b981); }

.service-card:nth-child(3) .service-icon { background: #f5f3ff; }
.service-card:nth-child(3) .service-icon svg { color: #7c3aed; }
.service-card:nth-child(3)::after { background: linear-gradient(90deg,#7c3aed,#a855f7); }
.service-card:nth-child(3):hover .service-icon { background: linear-gradient(135deg,#7c3aed,#a855f7); }

.service-card:nth-child(4) .service-icon { background: #ecfeff; }
.service-card:nth-child(4) .service-icon svg { color: #0891b2; }
.service-card:nth-child(4)::after { background: linear-gradient(90deg,#0891b2,#06b6d4); }
.service-card:nth-child(4):hover .service-icon { background: linear-gradient(135deg,#0891b2,#06b6d4); }

.service-card:nth-child(5) .service-icon { background: #fff7ed; }
.service-card:nth-child(5) .service-icon svg { color: #ea580c; }
.service-card:nth-child(5)::after { background: linear-gradient(90deg,#ea580c,#f97316); }
.service-card:nth-child(5):hover .service-icon { background: linear-gradient(135deg,#ea580c,#f97316); }

.service-card:nth-child(6) .service-icon { background: #fdf4ff; }
.service-card:nth-child(6) .service-icon svg { color: #c026d3; }
.service-card:nth-child(6)::after { background: linear-gradient(90deg,#c026d3,#e879f9); }
.service-card:nth-child(6):hover .service-icon { background: linear-gradient(135deg,#c026d3,#e879f9); }

.service-card:nth-child(7) .service-icon { background: #fefce8; }
.service-card:nth-child(7) .service-icon svg { color: #ca8a04; }
.service-card:nth-child(7)::after { background: linear-gradient(90deg,#ca8a04,#eab308); }
.service-card:nth-child(7):hover .service-icon { background: linear-gradient(135deg,#ca8a04,#eab308); }

.service-card:nth-child(8) .service-icon { background: #fff1f2; }
.service-card:nth-child(8) .service-icon svg { color: #e11d48; }
.service-card:nth-child(8)::after { background: linear-gradient(90deg,#e11d48,#fb7185); }
.service-card:nth-child(8):hover .service-icon { background: linear-gradient(135deg,#e11d48,#fb7185); }

.service-card:nth-child(9) .service-icon { background: #f0fdf4; }
.service-card:nth-child(9) .service-icon svg { color: #16a34a; }
.service-card:nth-child(9)::after { background: linear-gradient(90deg,#16a34a,#22c55e); }
.service-card:nth-child(9):hover .service-icon { background: linear-gradient(135deg,#16a34a,#22c55e); }

/* All hover icon → white */
.service-card:hover .service-icon svg { color: white; }

/* ===== COLOURFUL STATS STRIP ===== */
.stats-strip {
  background: linear-gradient(135deg,#0a0f2e 0%,#0d1b3e 50%,#0a192f 100%);
}
.stat-item:nth-child(1) .stat-number { background: linear-gradient(135deg,#fff,#60a5fa); -webkit-background-clip:text; -webkit-text-fill-color:transparent; background-clip:text; }
.stat-item:nth-child(2) .stat-number { background: linear-gradient(135deg,#fff,#34d399); -webkit-background-clip:text; -webkit-text-fill-color:transparent; background-clip:text; }
.stat-item:nth-child(3) .stat-number { background: linear-gradient(135deg,#fff,#a78bfa); -webkit-background-clip:text; -webkit-text-fill-color:transparent; background-clip:text; }
.stat-item:nth-child(4) .stat-number { background: linear-gradient(135deg,#fff,#fbbf24); -webkit-background-clip:text; -webkit-text-fill-color:transparent; background-clip:text; }
.stat-item { border-right-color: rgba(255,255,255,.05); }

/* ===== COLOURFUL PROCESS STEPS ===== */
.process-step:nth-child(1) .process-num { background: linear-gradient(135deg,#1e5adc,#3b7af0); outline-color: #1e5adc; }
.process-step:nth-child(2) .process-num { background: linear-gradient(135deg,#059669,#10b981); outline-color: #059669; }
.process-step:nth-child(3) .process-num { background: linear-gradient(135deg,#7c3aed,#a855f7); outline-color: #7c3aed; }
.process-step:nth-child(4) .process-num { background: linear-gradient(135deg,#0891b2,#06b6d4); outline-color: #0891b2; }
.process-step:nth-child(5) .process-num { background: linear-gradient(135deg,#ea580c,#f97316); outline-color: #ea580c; }
.process-grid::before { background: linear-gradient(90deg,#1e5adc,#7c3aed,#ea580c); opacity:.25; }

/* ===== COLOURFUL CALC CARDS ===== */
.calc-card:nth-child(1):hover { border-color:#1e5adc; box-shadow:0 8px 28px rgba(30,90,220,.18); }
.calc-card:nth-child(2):hover { border-color:#059669; box-shadow:0 8px 28px rgba(5,150,105,.18); }
.calc-card:nth-child(3):hover { border-color:#7c3aed; box-shadow:0 8px 28px rgba(124,58,237,.18); }
.calc-card:nth-child(4):hover { border-color:#0891b2; box-shadow:0 8px 28px rgba(8,145,178,.18); }
.calc-card:nth-child(5):hover { border-color:#ea580c; box-shadow:0 8px 28px rgba(234,88,12,.18); }
.calc-card:nth-child(6):hover { border-color:#c026d3; box-shadow:0 8px 28px rgba(192,38,211,.18); }
.calc-card:nth-child(7):hover { border-color:#ca8a04; box-shadow:0 8px 28px rgba(202,138,4,.18); }
.calc-card:nth-child(8):hover { border-color:#e11d48; box-shadow:0 8px 28px rgba(225,29,72,.18); }
.calc-card:nth-child(1) svg { color:#1e5adc; }
.calc-card:nth-child(2) svg { color:#059669; }
.calc-card:nth-child(3) svg { color:#7c3aed; }
.calc-card:nth-child(4) svg { color:#0891b2; }
.calc-card:nth-child(5) svg { color:#ea580c; }
.calc-card:nth-child(6) svg { color:#c026d3; }
.calc-card:nth-child(7) svg { color:#ca8a04; }
.calc-card:nth-child(8) svg { color:#e11d48; }

/* ===== COLOURFUL TESTIMONIAL AVATARS ===== */
.testimonial-card:nth-child(1) .testimonial-avatar { background: linear-gradient(135deg,#1e5adc,#3b7af0); }
.testimonial-card:nth-child(2) .testimonial-avatar { background: linear-gradient(135deg,#059669,#10b981); }
.testimonial-card:nth-child(3) .testimonial-avatar { background: linear-gradient(135deg,#7c3aed,#a855f7); }
.testimonial-card:nth-child(4) .testimonial-avatar { background: linear-gradient(135deg,#0891b2,#06b6d4); }
.testimonial-card:nth-child(5) .testimonial-avatar { background: linear-gradient(135deg,#ea580c,#f97316); }
.testimonial-card:nth-child(6) .testimonial-avatar { background: linear-gradient(135deg,#e11d48,#fb7185); }

/* ===== COLOURFUL CTA + FOOTER ===== */
.section-primary {
  background: linear-gradient(135deg,#0d1b3e 0%,#1447c0 40%,#1e5adc 70%,#0891b2 100%);
}
.footer { background: linear-gradient(180deg,#080e24 0%,#0a0f2e 100%); }

/* ===== COLOURFUL WHY ITEMS ===== */
.why-item:nth-child(odd) .why-check  { background: linear-gradient(135deg,#059669,#10b981); }
.why-item:nth-child(even) .why-check { background: linear-gradient(135deg,#1e5adc,#3b7af0); }
.why-item:nth-child(3n) .why-check   { background: linear-gradient(135deg,#7c3aed,#a855f7); }

/* ===== COLOURFUL FEATURE LIST ===== */
.feature-item svg { color: #059669; }
.feature-item:nth-child(even) svg { color: #1e5adc; }
.feature-item:nth-child(3n) svg { color: #7c3aed; }

/* ===== SECTION LABEL VARIETY ===== */
.section-gray .section-label { background: linear-gradient(135deg,#ecfdf5,#eff6ff); border-color: #a7f3d0; }
.section-gray .section-label { color: #059669; }
.section-gray .section-label::before { background: #059669; }

/* nav hover accent */
.nav > ul > li > a::after { opacity:.7; }