Filing your Income Tax Return (ITR) online is simpler than ever. This guide walks you through the entire process from login to e-verification.
Who Should File ITR?
You must file ITR if your gross income exceeds ₹2.5 lakh (₹3L for senior citizens, ₹5L for super seniors). Even if income is below threshold, file if you want a refund, carry forward losses, or have foreign assets.
Which ITR Form to Use?
| ITR-1 (Sahaj) | Salaried, pension, one house property, income up to ₹50L |
| ITR-2 | Capital gains, foreign assets, more than one house |
| ITR-3 | Business/profession income |
| ITR-4 (Sugam) | Presumptive income under 44AD/44ADA/44AE |
Step-by-Step ITR Filing Process
1. Login to incometax.gov.in with PAN and password. 2. Go to e-File > Income Tax Returns > File Income Tax Return. 3. Select Assessment Year (AY 2026-27 for FY 2025-26). 4. Choose filing mode: Online. 5. Select ITR form. 6. Pre-filled data loads — verify and edit if needed. 7. Enter deductions (80C, 80D, etc.). 8. Compute tax, pay if any balance. 9. Preview and Submit. 10. E-verify within 30 days.
ITR Filing Deadline FY 2025-26
Due date for non-audit cases: 31st July 2026. For audit cases: 31st October 2026. Late filing fee: ₹1,000 (income ≤ ₹5L) or ₹5,000 (income > ₹5L).
Documents Needed
Form 16 (from employer), Form 26AS and AIS (from IT portal), bank statements, investment proofs (PPF, ELSS, LIC), home loan interest certificate, rent receipts for HRA.
Need Help with Tax Filing?
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